Self employed mortgage advice Nottingham
If you are looking at buying a property in Nottingham and you are self employed then this advice may be useful for you. It may be easier than you think to sort your mortgage!
It’s a common misconception that you may have a vast array of different mortgage deals available to you if you do not work for a single employer. This is often not the case and most deals should be available to you however you are employed.
There will be some different information we need to help you which is outlined below.
Proof of self employed income
There are a few differences when you are looking to get a self employed mortgage.
You will generally have to provide two years worth of income when looking to find the right product. When talking to your mortgage broker you are likely to need the following:
- A passport or driving licence as photo ID
- Proof of address – This can be a utility bill, for example
- Proof of deposit in your bank account (or a letter of intent from a relative)
- 2-3 years SA302
These documents will help to prove to a lender that you can afford your monthly mortgage payments.
Self employed and also a first time buyer?
Getting mortgage advice
We understand that every mortgage situation is different. We also attempt to find a mortgage deal for everyone, no matter their circumstances.
We would advise anyone who is self employed and worried about buying a home to talk to us as soon as possible. We are experts in finding the right products for certain situations and you will find out very quickly if you are eligible for a mortgage or not. The answer is usually yes!
You can receive advice by talking to us over the phone or in person. All appointment times are booked at a time convenient to you. Our mortgage advisors can sometimes work out of hours too.
So, talk to us today to see how we can help you. You can use our contact page or fill in your details using the form below. We’ll get in touch with you as soon as possible to arrange a quick chat.
Book a financial advice appointment
Feel free to use the form below, or get in touch via my contact page.